97% coverage

By the end of 2019, the number of people covered by basic medical insurance in all calibres had reached 135.436 million, of whom 329.26 million were participating in basic medical insurance for workers, 102.51 million were participating in basic medical insurance for urban and rural residents, and the national participation rate reached about 97%.Our country has built the world's largest health care system, benefiting about 19 percent of the world's Chinese people.On the 25th, the Chinese Society of Social Security and the Social Science Literature Press jointly released the Blue Book on Medical Security: China's Medical Security Development Report (2020). The Blue Book revealed that by the end of 2019, the national insurance coverage rate reached about 97%, the goal of universal health insurance "should be guaranteed" is close to being achieved.The Blue Book points out that in the past two years, the new situation of China's medical security reform and system construction has been rapidly opened up: through the rapid promotion of medical insurance informationization and standardization construction, to lay a solid foundation for the standardized and orderly operation of the national medical insurance system; Effectively curbed the trend of inflated drug prices, sent a clear signal to enhance the mutual assistance function of the medical insurance system by canceling the individual account of the residents' medical insurance, continuously enhanced the medical security function of the medical insurance system by adjusting the medical insurance drug catalogue and other measures, and continuously improved the level of reimbursement within the scope of the medical insurance policy, and the people's medical worries about disease continued to ease.According to the data of the State Health Insurance Administration, as of the end of 2019, the number of people covered by basic medical insurance reached 135.436 million, of whom 329.26 million participated in basic medical insurance for workers and 102.51 million participated in basic medical insurance for urban and rural residents. The national coverage rate reached about 97%, and the goal of universal health insurance "should be guaranteed" is close to being achieved. Our country has built the world's largest health care system, benefiting about 19 percent of the world's Chinese people.In terms of coverage, in recent years, the coverage of medical insurance has gradually extended from inpatient to outpatient minor illness, including high blood pressure, diabetes, kidney dialysis and other parts of the higher medical costs of chronic diseases and special diseases into the scope of payment of the health insurance fund. The level of medical security has been further improved, the proportion of reimbursement for hospital expenses within the scope of residents' medical insurance policy has reached more than 60%, and the proportion of medical insurance reimbursement for employees has reached more than 80%, while with the benefits brought about by the centralized bidding and procurement of medicines and medical supplies, the medical burden of the people's diseases has been continuously reduced, and the settlement method of off-site medical treatment has made the insured persons more fully protected.In terms of medical insurance financing, the minimum financial subsidy standard for residents' medical insurance at all levels was 450 yuan in 2017 and increased to 520 yuan in 2019. In 2019, the total income and total expenditure of the basic medical insurance fund amounted to 233.3487 billion yuan and 1994.573 billion yuan, respectively, and the cumulative balance of the medical insurance fund at the end of the year amounted to 269.1211 billion yuan.Blue Book introduced that after the outbreak of new crown pneumonia, the State Health Insurance Administration promptly issued a policy to patients, suspected patients of the cost of diagnosis and treatment into medical insurance and the implementation of medical treatment in different places after settlement and other new policies, in order to combat the epidemic provides a strong guarantee, and then a phased reduction of basic medical insurance contributions for enterprise workers, to help enterprises return to work, which fully demonstrates that China's medical insurance system has a strong financial security capacity. (China Medical Insurance)