Health insurance coverage rate of 97% "should be guaranteed" is close to realization

By the end of 2019, the total number of people covered by basic medical insurance reached 135.436 million, of which 329.26 million were participating in basic medical insurance for workers, 102.51 million were participating in basic medical insurance for urban and rural residents, and the national participation rate reached about 97%.
has built the world's largest health care system, benefiting about 19 percent of the world's Chinese people.
25th, the Chinese Society of Social Security and the Social Science Literature Press jointly released the Blue Book on Health Care: China's Medical Security Development Report (2020).
The Blue Book revealed that by the end of 2019, the national insurance coverage rate reached about 97%, universal health insurance "should be guaranteed" goal is close to being achieved.
Blue Book points out that in the past two years, the new situation of China's medical security reform and system construction has been rapidly opened up: through the rapid promotion of medical insurance informationization and standardization construction, for the national health insurance system's standardized and orderly operation of a solid foundation; Measures have effectively curbed the trend of inflated drug prices, sent a clear signal to enhance the mutual assistance function of the medical insurance system by canceling the individual accounts of residents' medical insurance, continuously enhanced the medical security function of the medical insurance system through measures such as adjusting the list of medical insurance drugs, and continuously improved the level of reimbursement within the scope of the medical insurance policy, and the worries of the people's medical treatment of diseases have been continuously alleviated.
According to the data of the State Administration of Medical Security, as of the end of 2019, the number of people covered by basic medical insurance in the whole calibre reached 135.436 million, of whom 329.26 million participated in basic medical insurance for workers and 102.51 million participated in basic medical insurance for urban and rural residents;
national insurance coverage rate of about 97%, universal health insurance "should be guaranteed" goal is close to being achieved.
has built the world's largest health care system, benefiting about 19 percent of the world's Chinese people.
In terms of coverage, in recent years, the coverage of medical insurance has gradually extended from inpatient to outpatient minor illnesses, including high blood pressure, diabetes, kidney dialysis and other parts of the higher medical costs of chronic diseases and special diseases into the scope of payment of the health insurance fund.
The level of medical security has been further improved, the proportion of hospital expenses reimbursement within the scope of residents' medical insurance policy has reached more than 60%, the proportion of medical insurance reimbursement for employees has reached more than 80%, and with the benefits brought by the centralized bidding and procurement of medicines and medical supplies, the people's medical burden of diseases has been continuously reduced, and the settlement method of off-site medical treatment has made the insured persons more fully protected.
In terms of medical insurance financing, the minimum financial subsidy standard for residents' medical insurance at all levels was 450 yuan in 2017 and increased to 520 yuan in 2019.
total income and total expenditure of the basic medical insurance fund for the whole year of 2019 were RMB233.3487 billion and RMB199.4573 billion respectively, and the cumulative balance of the health insurance fund at the end of the year amounted to RMB269.1211 billion.
Blue Book introduced, after the outbreak of new crown pneumonia, the State Health Insurance Administration promptly issued a policy to patients, suspected patients of the cost of diagnosis and treatment into medical insurance and the implementation of off-site medical treatment after settlement and other new policies, to combat the epidemic provides a strong guarantee, and then a phased reduction of basic medical insurance contributions for enterprise workers, to help enterprises return to work, which fully demonstrates that China's medical insurance system has a strong financial security capacity.
source: China Medical Insurance