Marketing: Coatings marketing: whether coatings Internet Finance returns to pre liberation overnight

Core tip: Recently, the central bank issued the draft for comments on the management measures for online payment business of non bank payment institutions, which aroused a thousand waves and aroused great concern and debate from all walks of life Of course, the coating industry is no exception, so what are the provisions of the draft? Why so much attention? Will online shopping be smooth in the future? Which is the price of Dajin diatom mud Recommended brief introduction: which is the price of Dajin diatom mud? How to buy genuine diatom mud? Guangdong diatom mud agent suggests placing a basin of cold water in the air conditioning room, so that the diatom mud wall can breathe effectively The feature of the breathing wall is obvious When the indoor air is dry, the diatom mud wall will release the absorbed water quickly Put it out to help regulate the indoor dry humidity It is suggested to place a basin of cold water in the air conditioning room, so that the wall of diatom mud can breathe effectively The feature of the wall that can breathe is obvious When the indoor air is relatively dry, the wall of diatom mud will absorb the water Paint House News: Recently, after the central bank released the draft of management measures for online payment business of non bank payment institutions, one stone aroused a thousand waves, which aroused great concern and debate from all walks of life Of course, paint industry is no exception, so what are the provisions of the draft? Why so much attention? Will online shopping be smooth in the future? What clauses in the draft of administrative measures for online payment business of non bank payment institutions have aroused thousands of waves? 1、 Validation limits 1 For transactions verified by payment institutions with more than two types (including) of elements including digital certificates or electronic signatures, the daily accumulative limit shall be independently agreed by the payment institutions and customers through agreements 2 For transactions verified by payment institutions with two or more types of elements (including) excluding digital certificates and electronic signatures, the daily accumulative amount of all payment accounts of a single customer shall not exceed 5000 yuan 3 If the payment institution uses less than two types of elements to verify the transaction, the daily accumulative amount of all payment accounts of a single customer shall not exceed 1000 yuan, and the payment institution shall promise to unconditionally assume the liability for risk loss compensation of such transaction in full 2、 Limit 1 Consumer payment account: the annual cumulative balance payment transaction shall not exceed 100000 yuan Payment transactions exceeding the limit shall be handled through the customer's bank account 2 Comprehensive payment account: the annual accumulated balance payment transaction shall not exceed 200000 yuan 3、 Capital security The money in the payment account is not covered by the deposit insurance system 4、 Business restrictions Payment institutions shall not handle or disguise cash deposit and withdrawal, credit, financing, financial management, guarantee and currency exchange for customers Payment institutions cannot exchange currency Some people are happy and others are worried about the new management method? 1、 The third-party payment is the most injured In the new management method of "independent account" payment of coating industry platform, it is clearly stated that the third-party payment is not allowed to absorb deposits, and all funds must enter the bank account Third party payment is not allowed to transfer within the system, and payment companies should return to the channel technology itself instead of becoming deposit companies In this way, the payment of online shopping platform will be cut off directly, which will return to the banking system, and the third-party payment will directly cause certain losses Coating network is no exception At present, several domestic coating enterprises and payment platforms need to prepare plans for adopting third-party payment 2、 "I am me" certification is more cumbersome! In the new management method, the real name verification of account opening will be more strict It is reported that the comprehensive account needs to be verified face to face or cross verified with at least five methods; the consumer account needs to be cross verified with at least three methods In this way, the transaction process will become more cumbersome, which will directly lead to the reduction of the payment amount and the reduction of online marketing Some netizens ridiculed that the new management method would make China's Internet Finance go back to the pre liberation one night Internet finance has relatively little influence on the coating industry, mainly because Internet marketing is slow to enter the coating industry, and the number of enterprises in the coating industry who adopt the third-party payment is also small The author believes that the new management method brings both challenges and opportunities to the coating industry, because this regulation brings safety protection to consumers and standardizes the Internet finance Market; however, enterprises that already have third-party payment should always pay attention to national policies, make advance plans, and only when they know who they are can they fight a beautiful fight back! 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