North to Guangzhou and Shenzhen to promote the whole line provident fund to support the purchase of housing market benefits significantly

China Paint Network
News:
, Guangzhou Provident Fund Management Center issued a notice that in order to support housing provident fund deposit workers to buy ordinary self-housing, improve living conditions, from June 8, will adjust the housing provident fund personal housing loan policy. This is Guangzhou in March after the relaxation of 90 square meters below the provident fund loan policy, the re-adjustment of the provident fund purchase policy, meaning that the first-tier cities to open the whole line of provident fund support for home purchase. According to the announcement, guangzhou residents, when applying for housing provident fund loans, they must have paid the housing provident fund for more than 6 months (including 6 months); For the families of paid-up workers who apply for personal housing provident fund loans to purchase the first set of ordinary self-housing, the minimum down payment ratio shall be reduced to 20%, and the loan interest rate shall be the benchmark interest rate for individual housing provident fund loans; For families with a home but not cleared the corresponding home purchase loan, the minimum down payment ratio for the loan is 40%; Not long ago, Beijing, Shanghai and Shenzhen have all adjusted their provident fund lending policies. On May 29, the Beijing Housing Provident Fund Management Center announced that from June 1, the first home loan policy, the minimum down payment ratio of 20%, the maximum loan amount of 1.2 million yuan; The minimum down payment ratio of second-home provident fund loans has been reduced to 30% and the maximum amount of loans is 800,000 yuan. On April 9, the Shanghai Provident Fund Centre issued a notice indicating that the maximum amount of loans for personal and family provident fund loans for the purchase of first homes and two ordinary housing units would be adjusted to 500,000 yuan and 1 million yuan, and the supplementary provident fund ceiling would be 600,000 yuan and 1.2 million yuan. Shenzhen City has also made adjustments to the provident fund loan policy, after adjustment, housing provident fund paid-up workers and families using housing provident fund loans to purchase the first set of ordinary self-housing, the down payment ratio is 20%; Industry insiders believe that the relaxation of provident fund loans and financial subsidies to buy a house is currently the main means of local stimulus to the property market, north, upper, wide, deep four first-tier urban policy adjustment on the market has a significant role in good. According to the 100-city price index released recently by the China Index Research Institute, the average price of housing in 100 cities nationwide (newly built) was 10,569 yuan per square meter in May, up 0.45% month-on-month. Of the 100 cities, 48 increased residential prices compared to April 2015 and nine more than the previous month. Among them, Shenzhen and Shanghai led the top two house price increases, at 2.68 percent and 2.32 percent, respectively. Since 2015, more than 100 cities across the country have issued different efforts to untie the provident fund policy, especially in first- and second-tier cities, precisely because of the local provident fund and other policy markets heating up. Under the influence of the New Deal, the real estate market rebounded significantly, but on the other hand, the differentiation has intensified, the first and second-tier cities have begun to appear Yangchun, the third- and fourth-tier cities by the New Deal less affected.