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China Paint Network:
:
, reporters from the central state organs housing fund management center was informed that the State Administration provident fund loan policy once again loosened. According to the new regulations, employees who apply for loans for the first home-owned housing will no longer consider whether the housing provident fund has been withdrawn in the past year, and when calculating the loan amount, the balance of the personal housing provident fund account is less than 70,000 yuan are calculated according to 70,000 yuan. In addition, the new regulations also mentioned that in the field to pay housing provident fund in Beijing household registration of the central unit workers, in Beijing to buy the first set of self-housing, can apply for the use of loans. The New Deal will be implemented from 12 November. "The introduction of the new rules is undoubtedly great news for workers who have just joined the work and have a lower monthly deposit on the provident fund." Sun Yan, an analyst at ZhuoTron Information, said in an interview. It is reported that in March this year, the state-owned provident fund loan policy was relaxed once, the original provisions of the personal account balance of less than 20,000 yuan in accordance with the calculation of 20,000 yuan, adjusted to the personal account balance of less than 50,000 yuan in accordance with the calculation of 50,000 yuan. However, the premise is that the borrower purchases the first home of his own, and the loan is not withdrawn within 1 year before the acceptance of the housing provident fund. Sun Yan said that the re-relaxation of the state-owned provident fund loan policy is conducive to further play the housing provident fund personal loans "to protect the basic, to protect the need" policy role. And to support the deposit workers to own and improve housing demand will directly improve the real estate industry. "Giving more credit lines and encouraging the corresponding homebuyer groups to actively use the provident fund policy to buy a home is very obvious to stimulate the real estate market." Yan Yuejin, director of research at the Think Tank Center of the Yi-Cu Research Institute, told reporters. Yan Yuejin said, first of all, this move can allow eligible buyers to enter the market in a timely manner. Secondly, it can reduce the cost of housing for the relevant public officials, which is conducive to the protection of housing needs of such groups. Finally, it can also enhance the staff's trust in the provident fund payment, in line with the original intention of the provident fund policy.