Risk Big Data Application Helps Retail Industry Avoid Risks

Our reporter Wang Xiaoxuan

With the rapid development of new technologies such as information technology, big data, and AI, the business operations of retail enterprises are increasingly dependent on information systems

Risk big data application is not yet mature

In order to ensure the stable development of their business in the wave of data reform, retail enterprises have begun to pay attention to the collection and utilization of risk big data in recent years, and have carried out a lot of exploration on the application of risk big data

The "Report" found that the application of risk big data in retail enterprises is still immature.

The maturity of retail enterprise risk big data application shows a differentiated attitude

There are great differences in the maturity of retail big data application among retail enterprises.

E-commerce companies have obvious advantages

New retail enterprises represented by e-commerce show obvious digital basic advantages in the application of risk big data

New retail enterprises (that is, new retail enterprises with digital genes established in the wave of the Internet, their scope is not limited to pure online e-commerce enterprises, but also includes new technologies that use new technologies to deepen offline retail or integrate online and offline.

Risk big data is playing a role in all areas of retail enterprise risk management

Retail enterprises have made a lot of attempts in risk visualization and achieved obvious results

Build a digital risk control platform

The "Report" pointed out that 90% of retail companies are willing to continue to improve their risk big data applications

Although retail enterprises are still in the stage of exploring more than widely used in the application of risk big data, the retail enterprises surveyed are generally aware of the significance and prospects of the application of risk big data in the industry

The project team also made outlooks and suggestions on the development of risk big data in retail enterprises in the "Report", expecting retail enterprise managers to apply "risk big data analysis" based on the digitalization, organizational model and business development stage of their respective enterprises.

　　The content of development proposals includes following the development stage, implementing risk big data management according to the situation, building a digital risk control platform based on big data, and supporting three lines of defense for risk management; A complex organization and talent for risk management and data analysis; using digital technology to help risk management

　　"China Food News" (July 08, 2022 Edition 07)

　　(Editor-in-charge: Zhu Meiqiao)