Several provinces announced the cancellation of individual accounts for urban and rural residents' health insurance

Shanxi cancelled the personal account of urban and rural residents' medical insurance on November 19, Shanxi Provincial Medical Security Bureau and other three departments issued "Shanxi Province urban and rural residents basic medical insurance general outpatient co-ordination management measures notice" (hereinafter referred to as "notice").
that by the end of 2020, the basic medical insurance accounts and outpatients of urban and rural residents will be abolished and the overall quota management of outpatient clinics will be fully carried out.
same time, the notice makes it clear that as of January 1, 2021, municipalities will no longer allocate funds to the individual accounts of insured residents, and that the balance of individual accounts may be used to offset the personal burden of outpatient or inpatient medical expenses of insured residents.
Invity unique, according to People's Daily Online news, recently, from the Hebei Provincial Government Information Office held a "Hebei Province to comprehensively promote the basic medical insurance universal coverage plan" press conference was informed that by the end of 2020, will completely cancel the individual (family) account of health insurance, the establishment of outpatient co-ordination system, focusing on solving the insured urban and rural residents outpatient multiple morbidity, common diseases.
By the end of this year, the whole country should cancel the implementation of individual (family) accounts in accordance with the Notice of the two departments of the State Health Insurance Administration on doing a good job in the basic medical security of urban and rural residents in 2019, and the implementation of individual (family) accounts should be cancelled by the end of 2020, a smooth transition to outpatient co-ordination;
It should be noted that the individual (family) account is different from the individual account of the employee's medical insurance, and is directed at the individual account of the urban and rural residents' health insurance (in 2016, the urban residents' medical insurance and the new farmers' health insurance are integrated into the urban and rural residents' health insurance), not all the individual health insurance accounts.
, the State Health Insurance Administration also made it clear that the document refers to the cancellation of basic medical insurance for urban and rural residents of the individual family account, not the cancellation of basic medical insurance for workers of the individual account.
basic medical insurance fund for employees shall consist of an integrated fund and an individual account, and the principal and interest of the individual account shall be owned by the individual and may be carried forward for use and inheritance.
simple understanding is that the notice is for urban and rural residents health insurance, not all health insurance personal accounts.
, only individual accounts in urban and rural residents' health insurance will be cancelled and urban workers' health insurance will not be affected.