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    Home > Biochemistry News > Plant Extracts News > The payment period of Guangzhou medical insurance is extended to 15 years and will be implemented from January next year

    The payment period of Guangzhou medical insurance is extended to 15 years and will be implemented from January next year

    • Last Update: 2013-09-12
    • Source: Internet
    • Author: User
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    Guangzhou social medical insurance regulations (hereinafter referred to as the regulations), once proposed to force citizens to participate in insurance, were approved by the Standing Committee of the provincial people's Congress yesterday and will be implemented from January 1 next year The regulations make it clear that the payment period of medical insurance for retired employees before they enjoy the medical insurance treatment for Guangzhou employees has been extended from the previous 10 years to at least 15 years, but the payment period of those who have participated in the medical insurance for employees before the implementation of the regulations remains unchanged for 10 years At the same time, it is clear that after 15 years of payment, in order to protect the medical treatment of employees, they still need to continue to participate in insurance until retirement At the initial stage of the hearing, the two hot issues of whether the residents' medical insurance should be compulsory and whether the residents' medical insurance fund and the employees' medical insurance fund can be used as a whole are not included in the regulations From next year, the minimum payment period of employee medical insurance is extended from the current 10 years to 15 years At the same time, it is clear that after 15 years of payment, in order to protect the medical treatment of employees who do not reach the legal retirement age, they still need to continue to participate in the insurance until retirement It is reported that from next year, the employees who participate in the medical insurance for the first time, when reaching the legal retirement age, can enjoy the corresponding treatment of medical insurance directly after retirement, if the total number of years of participation is more than 15 and the total payment in Guangzhou is more than 10 years However, if the accumulated insured period is less than 15 years, after the continuous insured payment is more than 15 years and the accumulated payment in this city is more than 10 years, the employee social medical insurance premium can no longer be paid and the corresponding employee social medical insurance benefits can be enjoyed Employees who have participated in the insurance before January 1 of next year, and whose cumulative payment period has reached 10 years, can enjoy corresponding treatment without further payment after reaching the legal retirement age At the same time, the regulations also make it clear that once the insured stops participating in the insurance, they will stop enjoying medical insurance related treatment the next month In order to ensure the continuity of medical treatment, the human resources and Social Security Bureau suggests that the majority of the insured should continue to participate in the insurance Article 21 of the regulations on medical insurance makes it clear that the Municipal People's Government shall, according to the number of years of continuous payment of the insured, increase the payment proportion or the maximum payment limit of the social medical insurance co-ordination fund, and appropriately increase the social medical insurance benefits by stages The regulations also cover serious illness medical insurance, but it will take about two years for Guangzhou serious illness medical insurance plan The individual account of medical insurance transfer can be transferred, inherited and not realized According to the new regulations, the individual account is only for the use of the individual or his immediate family members, and can be used to pay the medical expenses, vaccination, physical examination expenses, drug purchase expenses, etc of the part borne by the individual The balance in the medical insurance account can be transferred, inherited but not realized According to the regulations, the insured shall not participate in the social medical insurance for employees and urban and rural residents in the planned area at the same time, and shall not participate in the social medical insurance for the planned area and other areas at the same time Therefore, once the employees who have participated in the social medical insurance in Guangzhou leave Guangzhou for employment in other areas as a whole, they can apply to transfer the balance in their personal account to the social medical insurance account in the place where they are employed It is not allowed to withdraw funds from personal accounts and use them to pay expenses beyond the scope In view of the actual problem of how to deal with the account balance after the death of the insured, it is clear that the social insurance agency can deliver the individual account balance to its successor within the specified period The public consultation committee of medical insurance set up by the fund is optimistic about the final definition of "life saving money" medical insurance regulations Guangzhou social insurance supervision committee has a public consultation committee under which the municipal finance guarantees its operating funds The public consultation committee can also supervise the medical insurance fund in four ways, including listening to the reports of agencies and collection agencies on the collection, use and management of medical insurance fund every year; regularly checking the financial budget and final accounts, accounting statements, statistical statements and other relevant documents and materials of the fund; employing an accounting firm to improve the income, management and operation of the fund Annual audit and special audit shall be conducted, and the results shall be announced to the society; relevant units shall be required to explain relevant matters of social medical insurance fund Relevant units shall pay the overdue fees within three months, and the insured can still enjoy the medical insurance treatment and medical insurance regulations If the employer fails to pay the social medical insurance premiums of the employees in full and on time, the social insurance premium collection agency shall order it to make up within a time limit, and inform the employees of the relevant information As of the date of non payment, the collection agency will impose a fine of 0.05% per day on the employer for overdue payment; if the payment is still not made within the time limit, the social insurance fee collection agency shall impose a fine of not less than one time but not more than three times the amount of non payment At the same time, the employees have the right to require the employer to make up the payment in time, or to complain to the social security department, social security agency and collection agency If the employer makes up the overdue expenses, interest and overdue fine within three months from the date of overdue payment, the insured shall be given the calculation of the payment period, and the insured can retroactively enjoy the social medical insurance treatment during the period of overdue payment If the employer makes up the overdue expenses, interest and overdue fine for more than three months, the insured shall be given the calculation of the payment period, and the relevant medical expenses incurred by the insured during the overdue period shall be borne by the employer who has the payment obligation.
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