What are the benefits of paying employer liability insurance for companies and how are the benefits paid?

Regarding employer’s liability insurance, many people may not fully understand that they have already participated in employee social insurance, and social insurance includes work-related injury insurance, and even some companies also have group accident insurance.
So it is necessary to re-include employer’s liability insurance? Today, let’s take a look at the benefits of purchasing employer’s liability insurance.
1.
Low premiums and high coverage rates.
On the basis of fully reducing the employer’s insurance costs, the maximum compensation limit can reach 800,000 yuan.
2.
Work-related injury insurance supplements can effectively make up for the lack of work-related injury insurance.
, It can also cover the probation period, re-employment and other interns who cannot participate in the work injury insurance.
3.
Protecting the rights of employers From the perspective of the rights of employers, employer liability insurance can transfer the company's liability risks to employees and fully meet the company's needs.
Personal accident insurance products do not have this function and have inherent functional defects.
In the event of a work-related accident, personal accident insurance products will not be able to replace the employer’s legal liability.
4.
Comprehensive protection of employer liability insurance can make up for the shortcomings of overall work injury insurance.
Employer’s liability insurance can be responsible for the following expenses not covered by the work-related injury coordination insurance: hospitalized meal subsidies, transportation for seeking medical care outside the overall planning area, food and lodging, and nursing expenses required during the period when the injured brother became a big brother.
Self care.
Our products1.
Enhanced version: death 800,000 + medical 200,000 3, luxury version: death 400,000 + medical 50 thousand 4, enhanced version: death 200,000 + medical 40 thousand5, basic version: death 10 Wan + medical 20000 public joint employer liability insurance: insurance age range of 16-70 years old is much higher than the average company's 60-year-old age limit for public joint employer liability insurance paid case: case I:

 Mr.
Zhao*xiang, an employee of Nanjing Huatian* Co.
, Ltd.
, is engaged in security work.
At around 16:00 on January 4, 2018, the employee was in the security staff position and was sent to Nanjing Workers Hospital for emergency treatment because he was unwell.
Diagnosed by medical doctor: died of ineffective rescue, sudden death.
The employer Xin An Customer Service Commissioner received the claims materials on March 18, 2018.
The insurance company issued a notice of compensation on April 23, 2018.
The compensation was paid to our company’s account on 4.
25.
On 4.
26, our company will pay 750,000 for work death compensation.
Yuan is paid to the employer.
The company bought the exclusive version of Zhonglian Employer Liability Insurance for its employees, 800,000 + 100,000.
Final compensation, one-off subsidy for work death: 750,000 yuan Case 2: Ms.
Zhao, an employee of a company in Heze, is specifically engaged in cleaning jobs.
At around 14:10 on May 9, 2018, the employee accidentally fell down due to water on the steps during cleaning in his service area, injuring his left wrist and other parts.
Brother, then sent to a hospital in the city in the afternoon on the 10th.
Medical diagnosis: trauma to the left thumb, hospitalized for 18 days.
Our company received the claim materials on June 13, 2018, and the insurance company issued a notice of indemnity on June 21, 2018.
On July 4, our company paid the compensation of RMB 11,669.
65 to the employer.
The company bought the luxury version of Zhonglian Employer Liability Insurance for employees, 400,000 + 50,000.
Medical expenses: 806.
95 yuan Hospitalization subsidy: 100 yuan/day*18 days=1800 yuan Lost work allowance: 100 yuan/day*18 days Total: 11669.
65 yuan Zhonglian Employer’s Liability Insurance: multiple price systems, there is always one that can meet your needs Stated requirements.
According to the different situations of different users, we have designated a variety of guarantee systems to ensure that each user can enjoy the best price.
Please call us for specific prices.

    

Regarding employer’s liability insurance, many people may not fully understand that they have already participated in employee social insurance, and social insurance includes work-related injury insurance, and even some companies also have group accident insurance.
So it is necessary to re-include employer’s liability insurance? Today, let’s take a look at the benefits of purchasing employer’s liability insurance.
1.
Low premiums and high coverage rates.
On the basis of fully reducing the employer’s insurance costs, the maximum compensation limit can reach 800,000 yuan.
2.
Work-related injury insurance supplements can effectively make up for the lack of work-related injury insurance.
, It can also cover the probation period, re-employment and other interns who cannot participate in the work injury insurance.
3.
Protecting the rights of employers From the perspective of the rights of employers, employer liability insurance can transfer the company's liability risks to employees and fully meet the company's needs.
Personal accident insurance products do not have this function and have inherent functional defects.
In the event of a work-related accident, personal accident insurance products will not be able to replace the employer’s legal liability.
4.
Comprehensive protection of employer liability insurance can make up for the shortcomings of overall work injury insurance.
Employer’s liability insurance can be responsible for the following expenses not covered by the work-related injury coordination insurance: hospitalized meal subsidies, transportation for seeking medical care outside the overall planning area, food and lodging, and nursing expenses required during the period when the injured brother became a big brother.
Self care.
Our products  1.
Enhanced version: death 800,000 + medical 200,000 3, luxury version: death 400,000 + medical 50 thousand 4, enhanced version: death 200,000 + medical 40 thousand  5, basic version: death 10 Wan + medical 20000 public joint employer liability insurance: insurance age range of 16-70 years old is much higher than the average company's 60-year-old age limit for public joint employer liability insurance paid case: case I:
           
 Mr.
Zhao*xiang, an employee of Nanjing Huatian* Co.
, Ltd.
, is engaged in security work.
At around 16:00 on January 4, 2018, the employee was in the security staff position and was sent to Nanjing Workers Hospital for emergency treatment because he was unwell.
Diagnosed by medical doctor: died of ineffective rescue, sudden death.
The employer Xin An Customer Service Commissioner received the claims materials on March 18, 2018.
The insurance company issued a notice of compensation on April 23, 2018.
The compensation was paid to our company’s account on 4.
25.
On 4.
26, our company will pay 750,000 for work death compensation.
Yuan is paid to the employer.
The company bought the exclusive version of Zhonglian Employer Liability Insurance for its employees, 800,000 + 100,000.
Final compensation, one-off subsidy for work death: 750,000 yuan Case 2: Ms.
Zhao, an employee of a company in Heze, is specifically engaged in cleaning jobs.
At around 14:10 on May 9, 2018, the employee accidentally fell down due to water on the steps during cleaning in his service area, injuring his left wrist and other parts.
Brother, then sent to a hospital in the city in the afternoon on the 10th.
Medical diagnosis: trauma to the left thumb, hospitalized for 18 days.
Our company received the claim materials on June 13, 2018, and the insurance company issued a notice of indemnity on June 21, 2018.
On July 4, our company paid the compensation of RMB 11,669.
65 to the employer.
The company bought the luxury version of Zhonglian Employer Liability Insurance for employees, 400,000 + 50,000.
Medical expenses: 806.
95 yuan Hospitalization subsidy: 100 yuan/day*18 days=1800 yuan Lost work allowance: 100 yuan/day*18 days Total: 11669.
65 yuan Zhonglian Employer’s Liability Insurance: multiple price systems, there is always one that can meet your needs Stated requirements.
According to the different situations of different users, we have designated a variety of guarantee systems to ensure that each user can enjoy the best price.
Please call us for specific prices.