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On May 3, the photovoltaic power generation of Liu Yuchun, a villager in Shiguantang Village, Qingyun County, was successfully connected to the State Grid
.
This is thanks to the fact that he borrowed 66,000 yuan from Qingyun Rural Commercial Bank a few days ago to buy all the photovoltaic panels and complete the installation
.
In order to promote farmers to increase income and become rich, this year, Qingyun Rural Commercial Bank launched the "Happy Sunshine" photovoltaic mortgage loan
for individuals (families) or enterprises to purchase a complete set of photovoltaic distributed power station equipment.
Yu Chen, head of the risk management department of Qingyun Rural Commercial Bank, introduced that borrowers of "photovoltaic loans" must use the power generation income account as the main source of repayment, and use this as a pledge guarantee
.
For loan terms, the bank proposes two options for different types of customers, with commercial customers up to 5 years and poor customers relaxing to 10 years
.
"PV loan" also has certain interest concessions for borrowers, and repayment is flexible, and you can choose to repay equal principal and interest on a quarterly basis or equal principal and interest on a monthly basis
.
The launch of "photovoltaic loans" has created a new way for farmers to increase income and become rich
.
"In the future, not only does it not cost money, but the excess electricity can also be sold to the state at 0.
98 yuan per kWh, and you can earn more than 5,000 yuan a year, and you can return the capital in 10 years, and you will only have money left to earn money in the future
.
" Liu Yuchun said
.
On May 3, the photovoltaic power generation of Liu Yuchun, a villager in Shiguantang Village, Qingyun County, was successfully connected to the State Grid
.
This is thanks to the fact that he borrowed 66,000 yuan from Qingyun Rural Commercial Bank a few days ago to buy all the photovoltaic panels and complete the installation
.
In order to promote farmers to increase income and become rich, this year, Qingyun Rural Commercial Bank launched the "Happy Sunshine" photovoltaic mortgage loan
for individuals (families) or enterprises to purchase a complete set of photovoltaic distributed power station equipment.
Yu Chen, head of the risk management department of Qingyun Rural Commercial Bank, introduced that borrowers of "photovoltaic loans" must use the power generation income account as the main source of repayment, and use this as a pledge guarantee
.
For loan terms, the bank proposes two options for different types of customers, with commercial customers up to 5 years and poor customers relaxing to 10 years
.
"PV loan" also has certain interest concessions for borrowers, and repayment is flexible, and you can choose to repay equal principal and interest on a quarterly basis or equal principal and interest on a monthly basis
.
The launch of "photovoltaic loans" has created a new way for farmers to increase income and become rich
.
"In the future, not only does it not cost money, but the excess electricity can also be sold to the state at 0.
98 yuan per kWh, and you can earn more than 5,000 yuan a year, and you can return the capital in 10 years, and you will only have money left to earn money in the future
.
" Liu Yuchun said
.
