Commercial Insurance and Health Services System: Build a new ecology of health protection throughout the life cycle.

On August 16th, the 2020 Sipu Value Summit, the Full Life Cycle Health Assurance Roundtable Forum (the "Roundtable Forum"), was held in Boao, Hainan.
In the health insurance sector, the Forum invited relevant scholars and experts, medical, pharmaceutical, insurance and other health industry chain decision makers in many fields to participate in how to effectively build "medical, insurance, medicine, health" ecological linkage, conducted in-depth exchanges.
the current health insurance market, trillions of levels of business opportunities, but also a segment of the business area of the Red Sea competition.
recent years, the process of urbanization has accelerated, the aging of the population has accelerated, the middle-income group has grown, the slow patient population has expanded, health care consumption expenditure has grown rapidly, and health care and services have become the rigid needs of the people and released rapidly.
from the field of protection, medical, serious illness and other fields of product number, homogenization phenomenon is serious, disability, nursing and other fields have just started or even blank.
the accelerated development of health insurance, the effective supply capacity at this stage is far from meeting the rapid growth of people's health security needs.
Health insurance thick and thin hair, from the tool rational to people-oriented forum, the vice president of the Chinese Social Security Association, Professor Shen Shuguang of Zhongshan University to "health insurance from passive claims to full-cycle health management" as the theme of the keynote speech, from the perspective of medical security, pointed out the current health insurance supply side reform facing the main problems and observation recommendations.
In the service quality system, the general manager of Chinese Health Insurance Guangdong Company Ye Lijian on the realization of health insurance services "solid" difficulties and breakthroughs" as the title, the rapid growth of health insurance brought about by the transformation of insurance agents and insurance companies is huge.
As one of the company's moth team building, the development of agents must be to win by services and products, master more high-quality product resources and ecological resources, from traditional lobbying, to the popularization of knowledge, to provide more professional services for policyholders.
the service ecological level of insurance intermediaries, the continuous customer-centric, treatment to prevention, offline to online and insurance technology empowerment awareness, especially artificial intelligence, big data, cloud computing, blockchain and other technologies.
insurance, medical care, medicine and the Internet are becoming a reality and will be a major trend in the future.
Li Chong, chairman of Panhua Insurance Sales Service Group, then made an in-depth analysis of how to build a new ecology of "health and insurance services" and realize the diversified protection services of customers in the development of life insurance.
the co-ordinated chronic diseases of chronic disease management and health insurance, the incidence of the population gradually younger, in this context, ordinary people face the reality of chronic disease is not optimistic.
As a sub-standard group of slow patients, insurance companies regardless of the underwriting, underwriting or claims level, will control risk, then slow disease management in the standoff between insurance companies and slow patients, as a breakthrough appeared.
li Shaobo, chairman of Sanno Biometrics, said that technology makes diabetes management simpler, patient-centered, online and offline coordination, in-hospital and out-of-hospital integrated whole-course management, and the establishment of personal files, the development of personalized health programs.
, he also spoke of one of the core paths of transformation in the digital transformation of the life insurance industry, including changes to traditional operating services and genetic reshaping of business channels.
in the digital age, the traditional life insurance gold triangle has under changed logically, customer demand-driven product innovation, customer experience has forced the evolution of the team.
concerned about the changes in the disease spectrum behind the revision of the serious illness insurance provisions With the continuous development and innovation of medical clinical diagnostic standards and medical technology, some of the contents of the code of use of the health insurance protection provisions can no longer meet the needs of current industry development and consumers.
how to better protect consumer rights and interests, further standardize market behavior, effectively prevent and control financial risks, promote the development of high-quality commercial health insurance, expand the scope of disease definition, optimize the definition of connotation.
hu Bo, Vice President and Secretary General of the Clinical New Technology Application Committee of the China Hospital Association and Honorary Chairman of Ciming Boao Hospital, analyzed the changes in the terms of the serious illness insurance in health insurance from a medical perspective, the guidance of the changes in the Chinese disease spectrum on the development of health insurance, and the changes in the future health management technology.
heavyweight release - insurance marketing channel medical knowledge professional system upgrade this forum Kang information also launched a famous medical health insurance digital health platform, enabling insurance marketing channels to improve the medical quality.
will combine professional medical information with health insurance products, through the online and offline perfect training system and medical technology empowerment, to comprehensively enhance insurance agents with close medical knowledge of health insurance, enhance the ability to operate health insurance.
to assist insurance companies, to develop excellent insurance marketers to become more professional, more trustworthy, more customer-recognized "health advisory partners", to help health insurance marketing channels to form a "second growth curve."
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