How does commercial insurance help medical institutions develop?

At present, medical institutions in the choice of insurance companies often appear a variety of problems, how to solve these problems? The limitation of medical insurance payment is an important problem faced by many social medical institutionsfor non-public medical institutions, the provision of better medical services often means the increase of operating costs, but the lack of medical insurance payment or only cover the basic costs led to a decline in patients' willingness to seek medical treatment, so the combination of non-public medical institutions and commercial health insurance has become an inevitable trendHowever, medical institutions often choose insurance companies when there are a variety of problems, how to solve these problems? Chen Zong, founder of Fengshi Health, a professional third-party service company in the commercial insurance industry, believes that medical institutions often face the following dilemmas in communication and cooperation with insurance companies: difficult choiceso many commercial insurance companies on the market, looking for who to cooperate, how to cooperate so that many medical institutions appear to take the first step of difficultiesslow progresssome medical institutions and insurance companies to communicate for a long time, it seems that the cooperative products may be very large, but slowly without the followingfew customerssome medical institutions and an insurance company signed a cooperation agreement, but for a long time did not have the insurance company customers to comeoperational supportin order to serve insurance company customers, hospitals need to set up insurance operations teams at high pricesthe establishment of commercial insurance marketing department and operation center hospital before signing with the insurance company, there must be responsible for the commercial insurance marketing department personnel, responsible for preparing to sign insurance information, insurance company communication, and in the insurance market promotion process, to regularly contact the insurance company update, provide health lectures, consultations, coupons, with the insurance company to negotiate product cooperation, and through medical value-added services, to retain high-value insurance customersthe introduction of commercial insurance, the hospital also need to form a team to operate, and penetrate into the patient "pre-diagnosis-in-consultation-after-diagnosis" process: first of all, to establish a standard business process, to ensure that each claim from the occurrence to the completion of the system complete record and tracking, and then to establish a business insurance management system, supplement the hospital HIS system insurance module, and finally, to establish a multilingual call center, covering the service time of medical institutionshow to cooperate with insurance companies In china, medical institutions must fully understand the current insurance market situation: including the current situation of insurance companies and strategic development, insurance companies and medical institutions cooperation attitude and principles, the current development of insurance products and cooperation hot spots, the future needs of the service typesThe cooperation mode ofinsurance company and medical institution is mainly composed of the following services: 1Basic services: medical institutions as medical partners of insurance company customers, providing medical services covered by insurance contracts; 2Value-added services: medical institutions to provide health lectures, consultations, medical vouchers and other services to insurance companies; 3 Additional services: medical institutions to assist the medical team of insurance companies, provide expert advice, second medical treatment, green channel, etc.; .